Next-Gen Digital Banking
Experience the perfect blend of speed, security, and convenience that keeps your bank ahead of the curve and your customers happy.
Dive in and discover how we’re transforming the banking industry by helping banks to onboard and authenticate users while preventing fraud.
Banks that trust Signicat
Beyond passwords. Safe and hassle-free authentication of your returning customers
You customers expect highest level of security and seamless customer experience when logging in to their bank accounts. While it may sound challenging to achieve, our frictionless, intuitive, and safe authentication solution guarantees you just that.
Multi-factor login with electronic IDs, biometric scanning, SMS/email OTP and in-app solutions.
Meet all requirements for compliance, and improve UX while you're at it.
Fraud-free banking
When it comes to banking, customers want to be sure that their financial institution is taking proactive steps to protect their money and personal information.
Provide peace of mind to your clients by ensuring that every transaction they make is secure and let them know that their bank is staying ahead of sophisticated fraud attempts, making banking experience safe, reliable and seamless.
Monitor transactions in real time to stay on top of fraud and AML, collect and verify risk related information, and customise your KYB/KYC flows with our solutions.
Signicat conducted a study among 900 decision-makers on identity fraud defence
Top 3 types of fraud affecting the banking industry
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Identity document forgery
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Account takeover
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Loan fraud
Don't lose good customers to bad onboarding
Allow your customers to manage their finances efficiently right from the start.
Joining your bank should be fast, secure, and hassle-free. Your future customers expect to open an account and access financial services quickly without the need for lengthy paperwork or multiple in-person visits. Our solutions allows to complete the entire onboarding process from the comfort of your customers home, using their smartphone or computer.
+19% increase in conversion rates: Signicat's expertise and technology enable the implementation of faster, more efficient customer onboarding without compromising security or compliance, resulting in improved customer experiences!
Electronic signatures that build trust—and hold up in court
In banking, electronic signatures must be backed by verified identities and legal proof of who signed, when, and how.
Signicat supports SES, AES and QES under eIDAS, with options for API-based signing or a ready-to-use portal. Signicat supports over 36 eIDs across Europe, and 340+ ID types from over 155 countries. Customers sign using eID, biometrics or SMS—while you stay in control of the experience. Every signature includes a tamper-proof audit trail and evidence for legal assurance.
From onboarding to lending, Signicat helps banks digitise signing with confidence.
Bank Norwegian
Bank Norwegian teamed up with Signicat to enhance their digital identity verification, ensuring a seamless and secure customer experience.
Challenge
Our customer faced the need for a secure, mobile-first authentication solution that worked across multiple countries and complied with regulatory standards.
Solution
We provided a robust solution incorporating eIDs like Norwegian BankID and Danish MitID, along with biometric authentication for easy, in-app verification to make onboarding secure and seamless for their customers.
Results
The collaboration led to higher customer satisfaction, faster onboarding, and a significant increase in successful customer verifications.
–By partnering with Signicat, we found a one-stop shop for all our identity needs. With the full range of identity management services provided by Signicat, we have now created our own Bank Norwegian identity that gives our customers a seamless experience without compromising on security.
Compliance and security comes first. Our trusted services are delivered in line with regulatory and best practice requirements.