Country Insights on Identity Fraud: France's Battle in the Dark
In France, digital identity is strong at the front door, but fraud is slipping further into the customer journey.
This report is one of nine country deep-dives from The Battle in the Dark, Signicat’s study based on insights from 900 fraud and risk experts across Europe. It uncovers how fraudsters exploit human and procedural gaps in a market defined by compliance and trust.
Download the France report to see how identity fraud is shifting deeper into the digital journey and what you can do to stay ahead.
Download Insights on Identity Fraud in France
This report is for you if you...
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Design or manage onboarding, KYC, risk, or fraud controls
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Operate or want to operate in France, and need local fraud intelligence
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Need regional data to justify investment in fraud prevention
What's inside France's report
✔ France's fraud trends: Attempts rising faster than Europe, pressure shifting to login and transactions.
✔ Key fraud tactics: ID document forgery, synthetic identities and account takeover driving most losses.
✔ Business impact: Lowest reported revenue loss, but customers are the main fraud target.
✔ Preparedness: Low tracking and measurement, high confidence and expanding use of AI in defence.
✔ Strategic recommendations: Concrete actions around NFC-based ID checks, multi-layered controls and AI-driven prevention.
A Glimpse at France Numbers
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French organisations report an increase in identity-fraud attempts
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Revenue impact reported by French businesses, the lowest in the study
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French firms say customers are the primary target
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MitID offers solid protection, yet document forgery at onboarding remains a key gap. Confidence is high, but financial impact is higher.
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Finland faces the steepest rise in both attempted and successful fraud. Account takeover and social engineering are on the rise during transactions.
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Even with strict compliance, fraud grows as social engineering and account takeover exploit human and process gaps.
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Fraud attempts are rising in line with Europe, but many organisations are flying blind. With only 35% measuring fraud impact, success rates are climbing under the radar.
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Strong digital identity (BankID) keeps attempts low, but targeted attacks are increasingly successful, especially at the transaction stage.
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Diverse identity systems create gaps. Social engineering and account takeover dominate, particularly at login and payment points.
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BankID secures onboarding, but fraud is shifting to document forgery, login and transaction stages, where overconfidence may hide new risks.
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Technology is the UK’s main fraud target, with identity attacks hitting around 22% of revenue as fraudsters exploit onboarding and tech gaps.